Kaarana

Tag: Fintech

Sahamati — Self Regulatory Organisation for financial data sharing ecosystem.

Sahamati —an aspiring self regulatory body that oversees account aggregator ecosystem around the proposed financial sector data sharing framework and what it means to regulation around personal financial data Financial Data Sharing defined as “Consent” On July 25, Nandan Nilekani launched Sahamati(सहमति,consent) , a private not for profit company, that aims to be self regulatory […]

Is Aadhaar the only reason for cancellation of eSign Mandates?

The Supreme Court ruling scrapping Section 57 of the Aadhaar Act has had downstream impacts on Aadhaar-based technology solutions. Recently, the National Payments Corporation of India (NPCI) in a circular to its National Automated Clearing House (NACH) member banks announced discontinuation of Aadhaar eSign-based Mandates, citing the Supreme Court judgement. Digital lenders are upset as […]

A critical examination of the State of Aadhaar 2018 report by IDinsight

A critical examination of the State of Aadhaar 2018 report by IDinsight Anand Venkatanarayanan Follow May 23, 2018 · 12 min read The State of Aadhaar Report (SOAR; henceforth “Report”) by IDinsight (funded by Omidyar Network) was released on 17th May 2018. Herewith we examine the claims and recommendations in the Report to determine if […]

The fault lines of Aadhaar Mapper in digital payments

This article discuss the fault lines of the current Aadhaar Mapper that is maintained by the National Payments Corporation of India (NPCI), and used in various Aadhaar-based payment systems. For an overview of the role of Aadhaar in digital payments, read this: Overview of Aadhaar and Payments In this post, let’s briefly understand the role […]

Aadhaaritis effects on PayTM usability & security – Kaarana – Medium

So Paytm Payments Bank recently introduced entry of Aadhaar for password resets. As with many, I had been a PayTM user for years now, I was so convinced of its utility, that I chose to upgrade myself to a full KYC status providing my PAN card, back when eKYC didnt exist. In this post, I […]

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